Simple Application Process
At BS Loan, we believe in making financial assistance accessible and hassle-free. Our simplified application process ensures you get the support you need without unnecessary delays.
Fast Approval
Get your loan approved within 24-48 hours of document submission.
Minimal Documentation
We only ask for essential documents to verify your identity and income.
Quick Disbursal
Funds are transferred directly to your bank account upon approval.
Eligibility Criteria
For Individuals
- Age: 21 to 58 years
- Indian Resident
- Valid Aadhar & PAN Card
- Bank Account in Applicant's Name
For Businesses
- Business Vintage: Min 2 Years
- Valid Business Registration
- Bank Statements (Last 6 Months)
- GST Registration (if applicable)
Documents Required
Identity Proof
Aadhar Card, PAN Card, Voter ID, or Passport
Address Proof
Utility Bill, Ration Card, or Rental Agreement
Income Proof
Salary Slips, Bank Statements, or ITR
Photographs
Recent passport-sized color photographs
Application Steps
Fill Form
Complete the online application form with accurate details.
Upload Docs
Upload clear copies of all required documents.
Verification
Our team verifies your profile and documents.
Disbursal
Loan amount is credited to your registered bank account.
Frequently Asked Questions
How long does the approval take?
Typically, we process and approve loans within 24 to 48 hours after all documents are submitted and verified.
Is collateral required?
For our Micro (JLG) loans, no collateral is required. Business loans may require collateral depending on the amount.
Can I apply if I have a low credit score?
We consider various factors beyond just credit score. We encourage you to apply so we can assess your specific situation.
What are the repayment terms?
We offer flexible repayment terms ranging from 12 months to 36 months, with weekly, fortnightly, or monthly options.
Need Help Applying?
Our customer support team is available to assist you with the application process.
Contact Support