BS Loan is developed and operated by BEAUTIFUL SECURITIES LIMITED. Loan products and related financial services are provided by DEALING BENEFICIAL FINANCIAL SERVICES PVT. LTD.
Platform Operator
BEAUTIFUL SECURITIES LIMITED
CIN: U67120MH1994PLC076468
Registered Office:
101-103, Mittal Court, A Wing, 10th Floor, Nariman Point
Loan Provider (NBFC)
DEALING BENEFICIAL FINANCIAL SERVICES PVT. LTD.
CIN: U65990GJ2012PTC070581
Registered Office:
206, Second Floor, Business Bay, Street No. 6 Oyal Park, Kalawad Road, Rajkot Gujarat 360005
Loan Features:
Loan Amount: ₹1,000 to ₹70,000
Interest Rate: 1.5% per month
Loan Term: 270 days (9 months)
No Service Fees
Example Loan Calculation:
Loan Amount: ₹70,000
Interest Rate: 1.5% per month
Total Repayment: ₹79,450 (Including ₹9,450 interest)
Monthly Repayment: ₹8,838
Late Payment Fee:
1% per day on the outstanding loan amount.
Loan Terms and Conditions:
APR: 18% annually, reflecting the total annual cost of the loan.
IRR: Approximately 23.7%, based on loan terms.
The New BS Loan App
Experience the future of lending with the all-new BS Loan App. Designed for speed and convenience, our app brings financial empowerment to your fingertips. Apply for loans, track your status, and manage repayments effortlessly—all from your smartphone. Secure, paperless, and instant. Download today and take control of your financial journey.
Key Features
Easy Application
Apply for a loan directly through our BS Loan app in minutes. Paperless and hassle-free.
Fast Approval
Quick verification and disbursement process. Get funds in your account within 24 hours.
Secure
Your data is protected with bank-grade security. We prioritize your privacy and safety.
How It Works
Download App
Get the BS Loan app from Play Store.
Register
Sign up with your mobile number.
Apply
Submit KYC and loan request.
Receive Funds
Money credited to your bank account.
What Customers Say
"BS Loan helped me start my small tailoring business. The process was so simple and the staff was very helpful."
"I needed urgent funds for my daughter's education. BS Loan approved my loan in just 2 days. Truly grateful!"
Frequently Asked Questions
What documents are required to apply?
To apply for a loan, you typically need a valid Aadhaar card, PAN card, and active bank account details. Additional documents may be required based on the specific loan product.
How long does the approval process take?
Our digital verification process is designed for speed. Once your documents are submitted and verified, loan approval usually happens within 24-48 hours.
Is the entire process online?
Yes! With the BS Loan App, you can complete the entire loan application, document submission, and verification process digitally from the comfort of your home.
Are there any hidden charges?
We believe in complete transparency. All processing fees and interest rates are clearly communicated upfront. There are no hidden charges.
Can I repay my loan early?
Yes, you can choose to foreclose your loan before the tenure ends. Please check the specific loan terms for any applicable foreclosure policies, though we generally encourage financial freedom.
Is my personal data safe with BS Loan?
Absolutely. We use advanced bank-grade encryption and security protocols to ensure that your personal and financial data remains private and secure at all times.
What is the maximum loan amount?
Loan amounts vary by product. Micro-loans range from ₹30,000 to ₹1 Lakh, while SME and Specialized loans can go higher depending on your eligibility and business needs.
Can I apply if I am self-employed?
Yes, we offer loans for both salaried and self-employed individuals. For self-employed applicants, we may require business registration or income proof documents.
How do I check my loan status?
You can track your loan application status in real-time through the BS Loan App or by contacting our customer support team with your application reference number.
What happens if I miss an EMI?
Missing an EMI may attract late fees and impact your credit score. If you anticipate a delay, please contact our support team immediately to discuss potential solutions.
Ready to Grow?
Join thousands of satisfied customers and achieve your financial goals today.